How Do I Avoid Unlicensed Contractors After Storm Damage?

Always ask for the contractor's Maryland Home Improvement Commission license number before any work begins. A professional who follows state rules will have this number ready and should not hesitate to share it. You can then verify the license status online through the state's official database. This check confirms they are legally authorized to perform the work and shows their registration is current.

This verification step is your first line of defense. The database will show if the license is active and if there are any serious complaints or disciplinary actions. Do not rely on a business card or a contractor's word alone. Taking a minute to confirm this information can prevent major headaches later.

Payment terms are a clear indicator of a contractor's legitimacy. A trustworthy professional typically uses a schedule of payments tied to project milestones. For example, you might pay a deposit upon signing, another portion after demolition and drying begins, and the final payment after all work is finished and inspected. This structure protects your investment.

If a contractor demands full payment before starting, consider it a warning sign. In Baltimore's humid subtropical climate with hot humid summers and cool winters, proper drying is critical to prevent mold. You need assurance the job will be done correctly before releasing all funds. Your final payment is your leverage to ensure quality.

• Request a detailed, written contract before any payment.
• Avoid paying more than a small deposit or the cost of materials upfront.
• Never pay the full project cost before all work is finished.
• Use a check or credit card for payments, not cash, to create a record.
• Schedule payments to align with completed phases of the project.
• Be suspicious of any request for payment that seems unusual.

A written contract is non-negotiable. It should detail every aspect of the project, from the scope of work to the cleanup process. This document serves as your agreement and reference point if any disputes arise. Do not accept vague verbal assurances. A thorough contract demonstrates professionalism.

Review the contract carefully before signing. Make sure it includes who is responsible for obtaining necessary permits, which is usually the contractor. If something discussed is not in the contract, ask to have it added. A clear, comprehensive contract is the best tool to ensure you get the services you agreed to pay for.

• A detailed scope of work describing all tasks.
• The specific materials and equipment to be used.
• A clear start date and estimated completion timeline.
• The total cost, payment schedule, and any potential change order fees.
• Information on any coverage for the work performed.
• The contractor's full business name, address, and license number.